Ángel Saiz Velasco

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ESADE Business School

Graduate and Masters Degree in Business Administration

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Singapore Management University

International Exchange Program

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Santander Holdings USA and Santander Bank NA

Enterprise Architect

Enterprise Architect specialized in the definition and development of Management Information Systems (Risk and Finance) as well as the Enterprise Data Management Program.

Defined Enterprise Data Hub infrastructure to produce consistent outputs throughout the Bank, reduce mapping needs, allow for Master Data Management and serve as centric repository for Data Quality.

Participated in the requirements gathering, analyze and evaluate options to comply with Intermediate Holding Company, Capital planning / CCAR and Risk Data Aggregation and Reporting requirements.

Lead functional team mapping Bank's source systems into corporate warehouse, performed gap analyisis of corporate datawarehouse vs. local requirements, proposed data model enhancement to cover gaps. Defined alternative sources for missing data in source systems.

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Management Solutions

Experienced consultant

Experienced consultant in the area of financial and commodity risk consulting; specialized in the areas of Risk (focus on Collections) and Operations, knowledgeable with project management offices (PMO) methodologies. Participation in relevant projects for Santander Group and Sovereign Bank and knowledgeable in Santander corporate operations and risk systems.

PMO coordinating a multi-disciplinar team including: Risk, Operations, Compliance, Legal, Internal Audit and External consultants. Preparation of the response documentation for the Board and for regulators (OTS, OCC and BoS). Development of a new role, the Single Point of Contact, to assist customers in financial hardship. Development of a critical controls dashboard for Loss Mit. and Foreclosure.

Analysis of Basel III and Bank of Spain liquidity regulatory requirements and ratios (LCR and NSFR). Evaluation of the bank's alternatives for the ratios calculation.

Collaboration on the definition of the Chief Risk Officer for Sovereign Bank, including functions, governance, hierarchical reporting and relationship model with other areas. Development of the Bank risk framework and Enterprise Wide Risk policies contrasting with the local regulator (OCC) and with the Group corporate risk policies.

Complete analysis of Sovereign Bank Risk Unit (As-Is) including organization, governance, processes and systems. Benchmark vs. Santander Group Model and market best practices.

• Interested in technologies, social tools (web 2.0), personal blogging for more than 5 years. Advanced user of MS Office Suite, Web programmer (HTML+CSS, Javascript, Jquery, Python, PHP) and Database advanced user (Access, MySQL).
• Basic user of statistics software (Minitab and Derive).
• Keen on reading, sports (running, ski, and tennis).